Your home is usually the biggest purchase you will make and is your most valuable asset. You need an Indiana insurance agent that will find the best company to fit your needs and settle your claims quickly. At Churilla Insurance, we will help you find the right fit for your needs while providing quality service and affordable pricing.
Homeowner policies will differ on where you live, the valuables inside your home and which coverages you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, including if someone were to be injured on your property.
At Churilla Insurance, we have the home insurance specialists that can tailor a specific package to fit your needs and cover your risks at a fair price that's right for you. We can quickly compare rates to ensure you don't have any gaps in coverage down the road.
Home owners insurance policy coverages
- Property Coverage - protect your home along with your garage and/or other buildings from damage.
- Personal Property - protect the stuff inside your home, including the loss of valuables like jewelry, electronics or guns due to theft or damage.
- Liability - protect yourself from claims if someone is injured or their property is damaged.
- Medical Expenses - medical coverage for someone that is injured, other than a resident, while on your property.
- Living Expenses - you may need extra temporary housing or food when you're forced from your damaged home.
There may also be other coverages that you many want to consider in addition to your standard homeowners policy. These may include a personal umbrella policy, automobile coverage, flood insurance, as well as earthquake or jewelry insurance. Our agents at Churilla Insurance can help you understand your other risks and help you evaluate whether you may need additional coverages in your Indiana home insurance plan.
Most home owners policies have limits on certain items. Typical limits are:
- Cash - $200
- Jewelry - $1,000
- Firearms - $2,500
- Silverware - $2,500
Check your policy carefully to ensure you are covered on everything needing to be covered. If you see you don't have enough coverage, Churilla Insurance is here to help you determine how much it would cost to increase those limits or to buy special coverage. In addition to special coverage for jewelry, silverware and furs, you can purchase specific coverage for such possessions as stamp or coin collections, fine arts, camera equipment, collectibles, watercraft and musical instruments, just to name a few. We are here to service all your needs and ensure you're covered.
Contact us today at 219-922-4447 to find out more about home owners insurance.
